YOUR MORTGAGE is a click away
708.935.2384
630.748.7474
630.749.4498
our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
Andrew O'Brien has been a mortgage professional in the Chicagoland area for over 14 years and is looking to keep providing top notch service for many more to come. When you need a lender who strives to make sure that you get the loan you need for the home you want, Andrew O'Brien is the man for the job. He takes great satisfaction from helping home buyers (whether first time or otherwise) learn about all the ins & outs of the loan and home buying processes. O'Brien takes pride in treating his clients equally and honestly, putting in tireless hours of hard work for their benefit. He knows that not everyone understands the mortgage market like loan officers do, and he strives to ensure that his clients clearly understand every facet of the process. With his intimate knowledge of subjects such as Conventional, FHA, VA and Investor loans, you'll be hard-pressed to find a mortgage innovator like Andrew O'Brien. If you'd like to learn more about how Andrew O'Brien can help you get the home loan you need and/or pre-approval, feel free to contact him.
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Reviews
Andy is a class-act. He is great at what he does and very knowledgeable. I have dealt with many mortgage brokers and Andy is definitely one of the best. His attention to detail, and his willingness to help out with anything – no matter how big or small – is a definite plus.
We just closed on a new home with the help of Andy O’Brien at Neighborhood loans. Andy was great to work with. He is extremely knowledgeable on all aspects of the loan process and was always available to talk to, day or night. He worked closely with us and took the time to explain what was needed and why. I would highly recommend him to anyone buying a new home.
Neighborhood Loans was great to work with or getting a home mortgage. This team was really quick to respond to any questions that came up, were constantly looking for better rates and on top of all issues that arose. Getting a mortgage is a lot of work. If you are looking for a mortgage broker for purchasing a home, I recommend Neighborhood Loans. They will make the process smooth and look out for your best interests.
